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(337) 896-2922

3147 NW Evangeline Throughway Lafayette Louisiana 70507

Financing Your New Mobile Home

Discover the best financing option for you at Timberline Homes of Lafayette. We take pride in maintaining a no-pressure sales environment, and we’re happy to explain our available financing options, including home-only financing that treats your home as collateral, land - home financing that combines both into a single payment, and land-in-lieu financing that allows you to use land equity as your down payment. Get started on making your dream home a reality today by clicking the "Get Pre-Qualified" button below.

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Land-home loans combine your owned land or land that you wish to purchase with the mobile home you’re purchasing. In this case, a mortgage would be filed, and property taxes will be assessed annually. The benefit of this type of loan is that customers with mediocre credit may be able to qualify. The land-home process generally takes longer than other types of loans.



This type of loan is similar to a Chattel loan, except with this loan, you may use owned land-in-lieu of a cash down payment. You may also use a combination of both land and cash for your down payment.

Home-Only or Chattel

A home-only, or chattel loan is when you purchase your new home by itself without using land. This type of financing typically requires a down payment of at least 5% of the price of a home (including tax). A higher down payment will result in a lower rate of interest and may increase your ability to buy your home.

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Ready to get started? Call us today and get more information about the different loan options available to you and find out which one best fits your needs.

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See what our customers say about us....

Beautiful experience, fell in love with majority of their trailers. And the sales rep, she's very very through and explain everything in details. They have a great business. I will send people I know whose looking to buy a mobile home.

Debra Boutte